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second-hand housing intermediary stores open for holiday calm rational treatment of the parties to the property market
run the New Deal Festival of the industry do not expect business
(Reporter Liu Ying Chao) Today is the beginning of the sixth, the city Most stores open at second-hand housing agency. Fanjin whether the intermediary from the field staff, or take advantage of holiday visiting friends and relatives inquire about the property market intermittent messages to the store the general public, people calmly new round of property New Deal regulation.
just after 8:30 yesterday morning, village shops Centaline Wande Wang Mo real estate agent to come to work. She told reporters that the night before their home just northeast opportunity Di Jin, ready for Year of the Rabbit's first batch of customers. to 17:30 pm, the reporter learned that fewer than ten residents and visiting friends and relatives into the store asking tenants around the property market and rental prices of new policies. day off, she and her colleagues main job is to register call New Year customers to understand their housing needs of the latest sale, and the latest update on the site rental housing information, and homes of customers online interaction. the face of market situation, she tone, calmly told reporters that she and her colleagues before the Spring Festival experienced a new round of property of the New Deal . the tension than the surprise scene at the time, she and her colleagues are now able to hold services in a more rational pace.
reporters found that the mentality of trading rooms were also relatively quiet. Mr. Guo, who lives near a set of Xikang listing 640,000 yuan of second-hand housing, late last month
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New Year's first interest rate increase affect the property market
(Reporter Liu Ying tide) the central bank announced that starting from February 9 to raise interest rates, financial institutions, one-year deposit and lending rates by 0.25 percentage points, respectively. Among them, the majority of people buy a house for more than five-year interest rate loans increased from 6.40% to 6.60%. Real Estate pointed out that the loans interest rates not only means increased pressure for the month, but also on the property market is expected to produce a certain influence.
research institutions, according to the city who introduced a number of real estate, plus interest loans to home buyers in the property market will directly affect. buy the first suite and the credit for good customer, banks can perform 0.85 times the prime rate. this interest rate, the five-year loans offer interest rates rise above 5.61%. to equal the principal and interest loans to 50 million, 20 years to pay off, 85 discount rate, this interest rate increase after buyers before the monthly payments will be increased to 3,470 yuan 3,422 yuan, an increase of about 48 million, while total payments will increase by 11,533 yuan. count in October and December last year, two interest rate, then for each month interest rates than an increase of 47.24 yuan and 109.18 yuan, an increase for the month total of 204 yuan, an increase of 49,075.36 yuan total repayment.
I love my family, the Central Plains real estate and other research institutions believe that the cumulative impact of interest rates on the property market will gradually. The interest rates and the end of last year's rate hikes of 12, is to curb excess liquidity and rising prices and the introduction of monetary policy. for the real estate market, in direct costs while increasing loan repayment, in the inhibition of investment demand into the market, especially the increasing stability of the current combinations outperform We expect a rate hike consecutive year, the city financial industry prompted members of the public, the new one-year benchmark deposit rate to 3%, still below last year's 0.3 percent CPI index, it is recommended that people run through a variety of finance and investment portfolio won the demand deposits, three-month, six months period, one-year deposit rate from 0.36%, respectively, 2.25%, 2.50% and 2.75%, increased to 0.40%, 2.60%, 2.80% and 3.00%, the increase rate of 0.04 , 0.35, 0.30 and 0.25 percentage points. Although the new two-year, three-and five-year deposit rate increased to 3.90%, 4.50% and 5.00%, in particular the five-year deposit interest rates by 0.45 percentage points, but pointed out a number of banks in recent years as people continue to enhance the rate hike expectations, the average person more than the hands of a rare two-year time deposits, savings deposits of residents from the last year tend to short-term deposits less than one year.
the same time, the industry pointed out that the interest rate is one of the means of national macro-control policies can reduce the money supply, inflation, slow market speculation and other line
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2011 New Year's Day period, the city new housing trading volume than the same period last year growth of three as average transaction price rose only 1% of all movements on the property market this year, filled with new expectations -
how the property market continues to power the New Year
of: reporter Liu Ying Chao Yu
was just goodbye as m 9131 yuan, Transacted over last year for about three into the average transaction price rose only 1%. By 2010, the city commercial housing turnover fell about 23%, average turnover rose 25.4%. two volume and price mixed numbers of great contrast, so that people in 2011 how the property market continue to , this year's New Year's day, the number of city properties for sale in the sale of concessions accounted for up to 54.66%, the maximum discount of 17 points, the largest cash benefits to 26 million. Nankai District, the body of reporters in a large plate housing prices listed for sale Building Department to see, the developers introduced a number of awards in the field events, including the value of million appliances donated funds to give relief deed and maintenance fund offers a one-time four points, reduction of the number of the property fees. many counties absorption properties to embrace popular, promotional measures is not backward, West Green
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industry analysis of the cumulative effect of interest rates quite a lot -
consecutive rate hike impact on the market and geometry?
of: reporter Liu Ying Chao
today, the city's commercial banks to implement the second time this year, interest rate policy. two more rate hikes after more than five-year lending rate from 5.94% in early October up to the current 6.4%, increased 0.46 percentage points. real estate and financial community that the rate hike will have a ripple effect on the property market.
for increased investment based on pressure rise
purchase two more rate hikes for ordinary home buyers , the mortgage for the month pressure was significantly increased. According to the discount rate and the repayment of principal and interest calculated on a matching basis, after the buyers interest rates twice monthly payments to increase from the previous 3,313 yuan to 3,422 yuan or so, an increase of 109 yuan, while 20-year repayment will increase by more than 26,000 total million (see table). on the purchase of two suites of the public, the implementation of the funds to pay 1.1 times the pressure of the interest rate is impressive, to some extent to raise interest rates further restrict the investment demand in the markets.
some real estate veteran In particular, this year, with price increases, some buyers will be property investment as an important way to fight against inflation, their real estate projects into the market for many a signal
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financial professionals to raise interest rates for the public reckoning
context of financial management have the skills to
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(Reporter Liu Ying Chao) announced yesterday the central bank today raised finance from benchmark interest rate of RMB deposits and loans. This is the second year interest rate from October 20 to raise interest rates for the first time just the past two months. twice the cumulative interest rate increase, the current three months Lump Fixed deposit rate to 2.25%, and 20 October this year, one-year benchmark deposit rate the same. the city banking many financial professionals have pointed out, despite the increased income savers deposits, but also in view of the economic situation and the future rate hike expectations not recommended for the public through deposits The deposit and lending interest rate adjusted accordingly. today, semi-annual, one-year, three-, five-year time deposit interest rate from 2.20%, 2.50%, 3.85%, 4.20% to 2.5% and 2.75% 4.15%, 4.55%. The demand deposit interest rate remains unchanged at 0.36%. For consultation deposits to time deposits in excess of 38 days deposit will be transferred losses; if deposited in 38 days time, dump is appropriate.
However, a number of banks but also for people who forget this
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(Reporter Liu Ying Chao) news yesterday from the city Land and Housing departments that cover plate reluctant sellers to act against developers, the city has increased the market and examination. a real estate sales in obtaining not opened nearly two months after permit, the developer was ordered deadline for correction.
Land and Housing departments that reporters from the city, Dongli District, New Town Shopping Plaza Co., Ltd. Sun Lai Tung Court development project on October 8, 2010 Date achieved sales permit. But until December 2, Dongli District Housing Authority inspection found that sales of the project site and has not opened publicity contents incomplete sales, sales management failure and not the opening scene displayed contents, the behavior of sales order rectification , limited to 2 days of the opening of its sales .12 4 February, the project was finally opened for sale, and publicity of the provisions of the contents of the site.
housing authorities have pointed out that the city to regulate sales of commercial property management, real estate development enterprise to apply the provisions of sales license, houses can be sold within ten days in Tianjin Administration of Land Resources and Housing integrated information online once and for all real estate open houses scheduled on the grounds is strictly prohibited disguised cover plate reluctant sellers. And according to the relevant provisions of the city, each housing project real estate sales license must be publicly advertised sales offices, real estate sales programs, national and Tianjin, the relevant laws and regulations, br> tag:
under macro-control policies in the property market, some developers unlicensed houses of the > undocumented houses two suites
become self-defeating
of developers: our reporter Liu Ying Chao
as more and more strict this year's macro control policies to the property market a chain reaction, a number of Suite Suite 3.15 Hotline column reflects the train tonight, in September 2009 he bought a new house Wuqing district, but the sales office early in October this year, the staff informed him suddenly to re-sign the purchase contract, but even more he Surprisingly, he was also told that having the latest introduction of the macro-control, his house considered the second suite, the deed tax increases have doubled. signed a purchase contract, even after one year experience so strange, it was inconceivable that Mr. Fung. And subsequent in-depth investigation reporter learned that there are indeed many people suffered a similar Fung's , note
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city house prices rose last month, lower than the national average of
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(Reporter Liu Ying Chao) National Bureau of Statistics just released in November national real estate market indications, in November, housing sales price rose 7.7%, while the city housing sales price rose 7%, below the national average rose 0.7 percent level.
statistics show: November, 70 major New home sales price in the city in November compared with last year, rose 9.3%, compared to October of this year, the chain rose 0.4%. the city of new residential sales price rose 9.4%, the Central rose 0.5%, slightly higher than the national average. which, in the 90 square meters of new residential price of small units, in 70 cities nationwide new home sales price rose 12%, chain 0.3%, while the city sales price rose 8%, the chain rose 0.2%, significantly lower than the national average. In addition, secondary residential areas, 70 cities in November to second-hand housing sales price rose 5.6%, chain 0.3%, the city secondary residential sales price rose 3.2 % chain rose 0.1%.
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the city next month, the latest green building standards to implement the optional
residents truly Liu Ying Chao) in order to meet the real estate market and create a . from next month, with the newly published labeled in the construction of the full life cycle, to maximize conservation of resources (energy, land, water and materials), protect the environment and reduce pollution, provide people with healthy, appropriate and efficient use of space, architectural harmony with nature . To regulate the development of green building, the Ministry of Housing and Urban-Rural Development has released a that section with the outdoor environment, energy conservation and energy use, water conservation and water use, materials and material resource use, indoor environmental quality and operations management, and based on six aspects of its implementation of the Test the first year
interest rates affect the property market to remind the industry should not blindly dump various combinations outperform houses, two suites developers undocumented change self-defeating Tianjin November price increases below the national average resident Optional truly
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